1. Information We Collect

You Provide

• Name
• Email
• Phone number
• Business information
• Address
• Application data

Automatically Collected

• IP address
• Browser/device
• Pages visited

Cookies

Used for analytics and functionality.

2. How We Use Information

• Provide services (payments, POS, lending, payroll)
• Respond to inquiries
• Manage accounts
• Send updates and marketing (with consent)
• Improve services
• Prevent fraud

3. SMS Messaging

If you opt in:

• You may receive texts
• Msg/data rates apply

Reply STOP to opt out. We do not sell your phone number.

4. Sharing

We may share data with:

• Service providers
• Payment processors / banks
• Legal authorities

We do not sell personal data.

5. Data Retention

We keep data only as needed for business and legal purposes.

6. Security

We use safeguards, but no system is 100% secure.

7. Your Rights

You may request access, correction, or deletion of your data.

8. Children

We do not collect data from children under 13.

9. Third-Party Links

We are not responsible for external sites.

10. Updates

We may update this policy at any time.

11. Contact

12. California Privacy Rights (CCPA)

California residents have the right to:

• Know what data we collect
• Access their data
• Request deletion
• Correct information
• Opt out of sale (we do not sell data)

Categories Collected

• Identifiers (name, email, phone)
• Commercial info (applications/services)
• Internet activity
• Communications

Requests

Contact us to exercise rights. We may verify identity.

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If you have any questions about this Privacy Policy, please contact us at the email or phone number listed above.